Why not Make a FREE initial appointment with one of our Independent Mortgage Advisers to discuss your requirements, they can:

  • Advise you how much you can borrow and over what time frame, how much the repayments will be and ensure that your monthly budget is affordable to you.
  • Compare lenders interest rates, lenders fees, valuation fees, exit penalties and how different lender criteria's will affect your requirements.
  • Discuss the benefits of Fixed or Variable rates.
  • Arrange a formal Lenders "Agreement in Principle" for you which will satisfy any Seller or Estate Agents concerns over your ability to buy.
  • Complete all the required paperwork on your behalf, including application forms and will discuss your circumstances with the lenders in order to secure a written formal offer of a loan for you.


INDEPENDENT MORTGAGE ADVICE

Being independent mortgage advisers allows us to search the whole market to find the mortgage and lender that best matches your needs. We are not tied to an Estate Agent whose principal client is always the "Seller" and whose brokers are usually restricted to a panel of lenders only.

Our Mortgage advisers will meet you at our offices in Woodthorpe or visit you at your home at a time convenient to you if you prefer.  We understand that your mortgage is usually your biggest investment and that choosing to buy a home is one of the biggest and most emotional decisions you will make.  There are so many lenders and different kinds of mortgages on the market and each lender has such varying criteria that the careful selection of the right lender and product could save you thousands of pounds and much frustration and heartache.


MORTGAGE ADVISER TYPICAL FEES

  • £200 to £299 to existing clients and to first-time clients with no affordability issues and no credit history issues.
  • £499 to clients with minor credit history issues.
  • £799 to clients with substantial credit history issues or where lending is limited to a small number of lenders or too complex cases due to complex personal circumstances.

We will discuss your requirement and any fee will be agreed in writing to you prior to any work commencing.  The fee will become payable either at outset of the work or on the successful completion of the written formal offer of the loan from the lenders and payable at completion, depending on your agreement with the mortgage adviser.

GET IN TOUCH

Our Independent Financial Advisers are always happy to meet at our clients' preferred location and time and to have detailed initial discussions with no obligation.

Please contact us by calling 0115 967 0888 or email us at This email address is being protected from spambots. You need JavaScript enabled to view it.