The following is a simplified overview only, of the basis of our charges, please see our full fees page for more detail

Pension/Investment initial charge
1% of funds invested (Capped at investments over £250,000) Maximum Initial Charge £2,500.

Pension/Investment ongoing charge – 0.5% per year of funds invested

Pension/Investments Money Purchase Transfers - £350 per case

Pension Defined Benefit Transfers - £350 Transfer Value Analysis Report (TVAS). 1.5% of fund value transferred (Capped at £10,000) if initial report positive only. (Enforced Defined Benefit transfer such as on Divorce would be charged at the lower Defined Contribution rates.)

Mortgages – No fee,  up to £799 dependant on individual case.

Annuity/Immediate needs annuity - 1.5% of the fund value, valued up to £125,000 after Tax Free Cash  or 1.0% of the fund value, valued over £125,000 after TFC

Equity Release - £299

Long Term Care Report - £500

SIPP property Administration - £250/yr

GPP/Auto-enrolment Set Up  - £350

Annual Review service only: - £25/mth (£350/yr)

Hourly Rate - £150 - £250 per hour dependant on the adviser.

Our Independent Financial Advisers are always happy to meet at our clients' preferred location and time and to have detailed initial discussions with no obligation.

Please contact us by calling 01949 836173 or email us on This email address is being protected from spambots. You need JavaScript enabled to view it.