ISA or Pension Contributions?

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In almost all cases the same pension contribution compared to ISA contribution would give a greater gain, however other factors than just greater gain need to be considered.
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1891 Hits

The perils of Inflation and a level income (a level annuity)

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Over 20 years
2.0% inflation reduces real income by one-third
3.5% inflation reduces real income by one-half
5.0% inflation reduces real income by two-thirds
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1858 Hits

Investments for Capital Gains Tax Relief?

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The government introduced Enterprise Investment Schemes in 1994 to encourage people to invest in smaller companies. Because of the additional risk associated with investing in these companies, a number of tax benefits were also included.
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36 Hits

Investment Trusts - Single Company Shares

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An investment trust is a public listed company, therefore it is a single company share traded on the London Stock Exchange and an investor becomes a shareholder.
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38 Hits

Pension death benefits

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It is important to understand pension death benefits. These are paid as a lump sum or drawdown pension to any beneficiary if death occurs before the age of 75.  
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32 Hits

Emergency Taxation (Month 1 Basis) of a Cash Lump Sum taken from Pension Fund

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HMRC directs that where a pension provider does not have confirmation of a tax code, a lump sum taken from a pension fund will be emergency taxed on a Month 1 basis.

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2069 Hits

Investments for Inheritance Tax Relief – Using Business Property Relief (BPR)

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BPR was introduced as part of the 1976 Finance Act and was created to allow small businesses to be passed down through generations without incurring an IHT liability.
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13 Hits

All you need to know about buying an annuity

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An annuity is a product which pays a regular income in exchange for a lump sum.  An Annuitant is a person receiving the annuity. Here we explain the different types of annuities that are currently available in the marketplace. The option you choose is very much dependent on your own circumstances.
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39 Hits

Stamp Duty Borrowing Rates 2015

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Stamp duty varies depending on the value of the property you purchase. It is also different if you are an owner-occupier or if it's the second property.  This will help you understand the stamp duty rates.
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43 Hits

Investing for Income Tax Relief –VCT’s

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VCT’s have three main tax benefits
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