VCT’s - Investments for Income Tax Relief

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VCTs were set up by the government to support investment in UK smaller companies. By adding useful tax incentives, it was hoped that individuals would be encouraged to invest in some of the UK's most promising, entrepreneurial businesses.
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54 Hits

Financial Advice or Financial Planning?

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An Independent Financial Adviser has two functions:-
1/ Financial Adviser –putting in place and administering financial policies.
2/ Life Planning – helping to structure and organise a plan for life, based around financial aims and objectives.
Hence a common name given or preferred by advisers today of Financial Planning
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1918 Hits

Increase to Inheritance Tax Nil Rate Band from April 2017

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Increase to Inheritance Tax Threshold
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2134 Hits

Tax Relief Reductions High Earners

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Tax Relief for higher earners
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1975 Hits

When is the best time to start a business?

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Hugh Laurie - the comedian and actor says..."It's a terrible thing, I think, in life to wait until you are ready, I have a feeling now that actually no-one is ever ready to do anything. There is almost no such thing as ready... There is only now."

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2031 Hits

Do you think you understand your pension statement?!

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The biggest issue I come across as a financial adviser is trying to explain to a normal person what their pension statement is telling them. As an adviser I think it is shocking that the pension providers can send out something that is so obscure it is almost laughable.

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2042 Hits

Further borrowing in a SIPP - The Calculation is often a surprising result.

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A SIPP can borrow funds for any purpose providing that the scheme administrator/trustees of the plan are satisfied that the borrowing will benefit the scheme.

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2133 Hits

Buying a Buy to Let through a Ltd Company

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With the impending changes to and loss of higher rate relief starting in April 2017 I have had a few clients ask me whether the benefits of purchasing Buy to Let property via a Limited Company would have any benefits.

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2139 Hits

Mortgage interest rate relief changes for Buy to let Landlords starting April 6th 2017

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Currently Buy to Let Landlords can claim tax relief on their mortgage interest up to their higher rate of tax 40% and 45%
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2224 Hits

The Confusion of Pension Statements

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Yet again I saw a new client this week completely dumbfounded and perturbed by their recent pension statement, being completely confused by its content, to the extent that they were beginning to feel that saving was a complete waste of time.
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  2125 Hits
2125 Hits