· n sing. habitually truthful
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http://www.hmrc.gov.uk/rates/it.htm
http://pensions-service.direct.gov.uk/en/state-pension-age-calculator/home.asp
Government Free Printed Information Brochures – “Money Made Clear”
Proving Your Identity:
http://www.moneymadeclear.org.uk/pdfs/proving_your_identity_ink.pdf
Borrowing Money:
http://www.moneymadeclear.org.uk/pdfs/borrowing_money_ink.pdf
Credit Cards:
http://www.moneymadeclear.org.uk/pdfs/credit_cards_ink.pdf
Bank Accounts:
http://www.moneymadeclear.org.uk/pdfs/your_bank_account_ink.pdf
Making the Most of Your Money:
http://www.moneymadeclear.org.uk/pdfs/making_the_most_of_your_money_ink.pdf
Making Your Budget Work For You:
http://www.moneymadeclear.org.uk/pdfs/budget_ink.pdf
Managing Money If You or Someone You Care For Lacks Mental Capacity:
http://www.moneymadeclear.org.uk/pdfs/help_with_managing_money_ink.pdf
Mortgages:
http://www.moneymadeclear.org.uk/pdfs/mortgages_ink.pdf
Paying your mortgage – You can afford your mortgage now, but what if…?:
http://www.moneymadeclear.org.uk/pdfs/mortgages_whatif_ink.pdf
Dealing with your mortgage shortfall:
http://www.moneymadeclear.org.uk/pdfs/mortgage_pay_off_ink.pdf
Problems paying your mortgage:
http://www.moneymadeclear.org.uk/pdfs/mortgage_cantpay_ink.pdf
Stay in control of your mortgage (checklist):
http://www.moneymadeclear.org.uk/pdfs/mortgage_checklist.pdf
Home purchase plans:
http://www.moneymadeclear.org.uk/pdfs/home_purchase_plans_ink.pdf
Sale-and-rent-back schemes (factsheet):
http://www.moneymadeclear.org.uk/pdfs/sale_and_rent_back.pdf
Pensions:
http://www.moneymadeclear.org.uk/pdfs/pensions_ink.pdf
Stakeholder pensions and decision trees:
http://www.moneymadeclear.org.uk/pdfs/stakeholder_ink.pdf
The State Second Pension – should you be contracted out?:
http://www.moneymadeclear.org.uk/pdfs/contracting_out_ink.pdf
Salary-related pension transfers:
http://www.moneymadeclear.org.uk/pdfs/risk_transfers_ink.pdf
Important information about your yearly pension statement (factsheet):
http://www.moneymadeclear.org.uk/pdfs/pension_statement.pdf
Your pension – it’s time to choose:
http://www.moneymadeclear.org.uk/pdfs/pensions_choose_ink.pdf
Retirement options:
http://www.moneymadeclear.org.uk/pdfs/retirement_options_ink.pdf
Income withdrawal:
http://www.moneymadeclear.org.uk/pdfs/income_withdrawal_ink.pdf
Managing in retirement:
http://www.moneymadeclear.org.uk/pdfs/retirement_managing_ink.pdf
Equity release schemes – raising money from your home:
http://www.moneymadeclear.org.uk/pdfs/equity_release_ink.pdf
Saving and investing:
http://www.moneymadeclear.org.uk/pdfs/saving_and_investing_ink.pdf
Getting financial advice:
http://www.moneymadeclear.org.uk/pdfs/financial_advice_ink.pdf
Say ‘No’ to high-pressure sales (flyer):
http://www.moneymadeclear.org.uk/pdfs/high-pressure_sales.pdf
Making a complaint
http://www.moneymadeclear.org.uk/pdfs/complaint_ink.pdf
We are Independent Financial Advisers in Nottingham and Nottinghamshire, offering Independent Financial Advice in Nottingham & Nottinghamshire. If you are looking for financial advice from an IFA we will happily discuss any area of interest or concern with you and whilst we pride ourselves on being able to deal with most areas of advice, if we are unable to advise or we know of a better route for you, we will be happy to guide you in the right direction.
Our areas of specialty are: pensions, investments, mortgages, life insurance, critical illness, income protection & private medical insurance.