Group income protection

To what degree should employers feel responsible to their employees and their employees families.

An income protection policy is a very generous benefit that employers can make available, to ensure that their employees and their families are looked after in case of serious illness or accident whilst employed by them.

A highly valued, tax-efficient staff benefit, providing a regular income after short-term sick pay ends,

It can also help the employer manage the cost of absence by giving access to medical examinations, rehabilitation, home nursing, career counselling and return to work programmes, which are provided by the insurance company in their own interests.

The following tax relief is available:

Employer contributions receive corporation tax relief.